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Get Paid to Retire Holdings

Common Questions

The real questions business owners are asking us — answered directly.

My Kids Don't Want the Business

Most owners assume their children will take over. When that doesn't happen, it can feel like everything you built has nowhere to go. It doesn't have to close or go to a stranger who plans to flip it — we take it over and run it, and you get paid from it, without asking your kids to run a business they never wanted.

My Employees Can't Afford to Buy It

Your employees may be loyal and capable, but rarely have the capital for a buyout. We can step in as the buyer while keeping your team in place — they keep their jobs, and you get paid.

I Don't Want to Sell to Private Equity

Private equity firms typically buy to grow fast and resell within a few years. If that's not what you want for the business you built, we're a different kind of buyer — one that plans to run it, not flip it.

I Want Ongoing Income, Not a Lump Sum

A lump sum sale means a large, immediate tax bill and the pressure to invest wisely all at once. We structure a down payment at closing plus scheduled payments after — weekly, biweekly, or monthly, whichever fits your life — until the full agreed price is paid. Spread over time, it's often steadier and more tax-efficient than one big check.

I Can't Find a Buyer for My Business

Most small businesses never actually sell through a broker — the process is slower and harder than most owners expect. We work directly with you, without listing your business publicly or waiting on bank financing to fall through.

What If the Business Slows Down After I Leave?

It's the first question every owner asks — and a fair one. Here's the honest answer: your payment is fixed and agreed to in writing before closing. It doesn't go up or down based on how the business performs after you leave — that's our risk to manage, not yours. Before we ever get there, our due diligence confirms the business generates enough profit to pay you on schedule, keep operating well, and support the management we put in place — so the numbers work for both sides going in.

How Long Does This Process Take?

Typically 2–6 months from your first conversation to closing, depending on due diligence and how much transition time your business needs. Once we close, ownership transfers to us immediately — you're done running it that day — and your payments continue on schedule until the agreed price is paid in full. Most payment terms run 2–5 years; larger acquisitions can run up to 10.

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