How the Process Works
Five steps. No bank financing, no private equity, no bidding war. Just a fair deal with a partner who plans to run what you built.
Free Assessment & Valuation
We start with a conversation, not a contract. You tell us about the business, and we give you an honest estimate of what it's worth and what your retirement income could realistically look like.
Due Diligence — Both Ways
We look closely at the business, and you look closely at us. This is where we confirm the numbers work for everyone: enough profit to pay you on schedule, keep the business running well, and support the management we put in place. It's also where you get comfortable with who we are and how we operate before agreeing to anything.
We Make You an Offer
A purchase price for your business, structured as a down payment at closing plus scheduled payments after — weekly, biweekly, or monthly, whichever fits your life — until the full agreed price is paid. Every number and every date is spelled out in writing before you sign anything.
We Close — Ownership Transfers, You Step Back
At closing, full ownership transfers to us. You're done running the business that day — no lingering handoff, no ambiguity about who's in charge. Your team stays, your customers stay, the business keeps its name. You just walk away from the day-to-day.
You Keep Getting Paid
Your remaining balance pays out on the schedule we agreed to — typically over 2 to 5 years, or up to 10 for larger acquisitions. The amount is fixed. It doesn't change based on how the business performs after you leave, so you know exactly what's coming and when, for the life of the agreement.
How You Keep Getting Paid, In Plain English
In a typical business sale, a buyer gets a bank loan and hands you the full amount at closing — if the loan comes through at all. With us, we agree on a purchase price up front, pay a down payment at closing, and pay the remaining balance on a fixed schedule after — weekly, biweekly, or monthly, whichever works better for you.
Ownership transfers to us the day we close. You're done running the business that day. Your payments then continue on the agreed schedule — typically over 2 to 5 years, or up to 10 years for larger acquisitions — until the full price is paid.
For a lot of owners, that's actually the better outcome: steadier income, often more total money over time than a discounted lump-sum offer, and none of the pressure of figuring out what to do with a giant check the week you retire — with no broker commission or bank financing costs eating into the deal. See the full guide →
“What If the Business Struggles After I Leave?”
It's the question every owner asks first. Here's the honest answer:
Your payment is fixed and agreed to in writing before closing. It doesn't go up or down based on how the business performs after you leave — that's our risk to manage, not yours. Before we ever get there, our due diligence confirms the business generates enough profit to pay you on schedule, keep operating well, and support the management we put in place, so the numbers work for both sides going in.
Beyond that, we bring something most buyers simply don't have: a team of experienced entrepreneurs and operators who currently run more than seven service businesses. That's not a credential on paper. It means we know what routes look like when they're breaking down, how to hold onto a technician in a tight labor market, how to keep a commercial account when the owner who landed it is no longer walking through the door. We've solved these problems in businesses we operate every day.
Financial buyers hire managers. We are operators. That difference is what keeps the businesses we take on running the way you built them — not because we hope the staff figures it out, but because we already know how.
Traditional Sale vs. Get Paid to Retire
Traditional Sale / Broker / PE
- One lump sum, one large tax bill
- Listed publicly alongside other businesses for sale
- Buyer often plans to resell within a few years
- Broker fees, typically 8–12% of sale price
- No say in what happens to employees
Get Paid to Retire Holdings
- Down payment at closing, then fixed scheduled payments — spread tax impact
- Private, direct conversation — no public listing
- We plan to run the business long term, like family
- No broker fees
- Employees and customers stay exactly in place
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